Commercial mortgages can be arranged for a variety of different properties from leading banks with borrowing applicable for purchase and re-mortgaging. We are able to accept applications from individuals, limited companies and special purpose vehicle companies.
With access to all of the mainstream lenders and the specialist lenders, Montpellier Finance is well placed to work for you to source the best commercial mortgage for your individual circumstances.
Commercial mortgages are arranged for the purpose of purchasing or re-mortgaging property that is primarily for commercial or business use and can be arranged for business to trade from, or alternatively as a form of investment (commercial buy to let)
Mortgages are provided by banks and other specialist financial institutes. Commercial mortgages are considered a complex type of lending requiring a higher level of expertise to successfully arrange.
As a Commercial broker our staff have over 40 years experience we are able to arrange some of the best deals in the market and have access to exclusive products not available directly.
With relationships developed through our experience in arranging previous mortgage facilities, we are able to negotiate bespoke terms and broker complex deals with the banks providing you with the benefit of our experience to help you obtain the very best deals on the market.
The current typical LTV for a high street bank offering commercial mortgages is 65-70%, however there are higher LTV options available through Montpellier Finance via specialist banks up to 75% on a standalone basis, or 100% with additional security if available.
Commercial mortgages are available for a wide variety of land and property types. Here we have listed some of the more recent property types we have secured competitive rates for.
Commercial Mortgages are not regulated by The Financial Conduct Authority.