Buy 2 Let Mortgages

Buy To Let Mortgages

Buy-to-let mortgages are significantly different to residential mortgages. Most lenders’ buy-to-let criteria states an applicant must earn a minimum income (dependent on the individual lender) and the expected rental income must cover the mortgage payment by a certain threshold (dependent on the individual lender).

Generally, you will need 20-25% deposit to get a buy-to-let mortgage as lenders are more cautious about this type of application.


How to get a buy-to-let mortgage

  • Always research the location before investing into the property
  • Define your prospective Tenant’s profile in that location (student, family, professional)
  • Consult a mortgage broker who can offer BTL mortgages

To get the most suitable product for your BTL requirement please contact Montpellier Finance Ltd.

Buy to Let and Commercial Mortgages are not regulated by The Financial Conduct Authority. Consumer Buy to Let are subject to limited regulation.